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Conventional Mortgage Experts

American Trust Financial specializes in "best in class" conventional mortgages for qualified borrowers. 
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Unlike choosing one lender, American Trust Financial is able to offer our clients the best pricing for the most competitive rates across the entire conventional mortgage lending spectrum. 
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Our pricing engine allows us to provide you with the best rates and terms on your purchase or refinance transaction. 

Fast Closing

We are hands-on from consultation to closing. With a record number of transactions, you need someone who can help make sure things don't get delayed. 

WHY US?

No Upfront Fees

You won't pay a single dime until the deal closes. It's that simple. 

The Best Rates

We have the best pricing engine and access to every major lender. Shop around, you won't find a better rate than we can. 

CONVENTIONAL

Slam-Dunk Financing

You've worked hard to have a good credit score, steady income and you deserve a loan that rewards you for that. 

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Our process and products are just that. If you qualify it's a slam-dunk.

American Trust Financial is California's premier lender for families & individuals. 

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Our team has over 30 years of experience and over $1 Billion in real-estate transaction volume. 

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