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FHA Loans

FHA Loans have become a swiss-army knife of a product for a huge variety of different borrowers offering flexible products available to borrowers in all situations. 
Unlike choosing one lender, American Trust Financial is able to offer our clients the best pricing for the most competitive rates across the entire FHA mortgage lending spectrum. 
Our pricing engine allows us to provide you with the best rates and terms on your purchase or refinance transaction. 

FHA Advantage

With FICO scores down to 550 and no mortgage insurance premium in most situations, this is not the FHA loan of the past. FHA often has the LOWEST rates of any product and is a great option for many borrowers. 


No Upfront Fees

You won't pay a single dime until the deal closes. It's that simple. 

The Best Rates

We have the best pricing engine and access to every major lender. Shop around, you won't find a better rate than we can. 


Slam-Dunk Financing

You've worked hard to have a good credit score, steady income and you deserve a loan that rewards you for that. 

Our process and products are just that. If you qualify it's a slam-dunk.

American Trust Financial is California's premier lender for families & individuals. 

Our team has over 30 years of experience and over $1 Billion in real-estate transaction volume. 

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